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How to buy properties in Dubai for Indians, rules and requirements

Buy properties in Dubai: According to the current market, you could purchase a plot measuring 162 square meters in Dubai for the same price as 99 square meters in Mumbai. Dubai has grown recently in various sectors, including business and real estate, as well as tourism. So, if you’re wondering how an Indian might purchase real estate in Dubai, read the important information below.

Indians looking to buy property in Dubai will find many opportunities, as the city is a prime destination for real estate investment. However, some essential rules and requirements must be followed to purchase property in Dubai.

Process of buying a property in Dubai

If you are not a resident of Dubai and are looking to buy property, you can only purchase property designated as a ‘freehold’ by the Dubai Land Department. Freehold properties can be 100% owned by foreigners, unlike leasehold properties with certain restrictions.

To buy property in Dubai, you will need to set up a citibank account and arrange a mortgage from a local bank. You will also need to obtain a UAE residency visa, which can be done by investing in a property or setting up a business in Dubai.

Buying property in Dubai is relatively straightforward, but it is essential to seek professional advice to ensure everything is done correctly. An excellent real estate agent will be able to guide you through the process and help you find the perfect property.

The next step is to find the right property. There are many real estate agents and developers in Dubai. That can help you find the perfect property for your needs. Once you have found a property, you will need to negotiate the price and terms of the sale.

Once the sale is finalized, you will need to obtain a mortgage from a bank in Dubai. You will also need to pay down the property’s purchase price.

After the mortgage is in place, you must obtain a title search and insurance for the property. These requirements vary depending on the type of property you are purchasing. You will also need to pay stamp duty on the purchase.

Documents required to buy property in Dubai

Buying real estate in Dubai has been considerably simpler for foreigners in recent years. But, first, submit your passport as identity documentation. Although you don’t need a residency permit to buy property in Dubai. You do need to maintain it if you want to stay there.

The “Property Holders Visa,” issued by the UAE government to the buyer, is valid for six months. This enables foreign investors to remain in Dubai while researching the deals. But make sure you purchase a home for more than a million Dirhams as an individual.

Understand the taxes and charges

When purchasing a home in Dubai, there are a few costs to keep in mind. These include the costs associated with a mortgage, a real estate broker, a developer, etc. Therefore, it is worthwhile to calculate the precise cost of these fees and add them to the 5% of the overall property price.

Always factor in the cost of the property, the deposit, the transfer fee, the purchase fee, and the difference in exchange rates. Although it is not legally necessary. It is advisable to err on the side of caution and hire a real estate attorney to assist with the paperwork. It is including the lawyer’s fee together with the registration fees of the property.

You should be familiar with the purchasing process

Always be aware that you can purchase a house in Dubai either off-plan from a developer or as a resale from a private seller. Foreign investors must therefore produce both their passports and the reservation stating the terms of the contract when buying an off-plan property. For sales and purchase agreements, 5%–15% of the reservation fee is required.

Ensure the contract specifies the completion date if you’re buying a property still being built. Additionally, the developer must provide the remuneration if the completion date is pushed back (if any).

Why do Indians buy properties in Dubai?

There are many reasons why Indian nationals are buying property in Dubai. First and foremost, Dubai offers a safe and stable investment environment. The city is well-regulated and has a strong economy, which provides investors with the security and peace of mind that their investments will be protected. Secondly, Dubai offers a wide range of properties to choose from, whether you are looking for an investment property or a second home. There is something to suit all budgets and preferences, making it the perfect destination for Indian buyers.

Thirdly, Dubai offers a favorable tax regime for property investors. There is no capital gains tax or stamp duty on property purchases in Dubai. It makes an attractive proposition for those looking to make a long-term investment. Finally, Dubai is a convenient location for Indian buyers. There are direct flights from all major Indian cities to Dubai. In addition, the city offers a wide range of accommodation options, shopping malls, and leisure facilities to cater to all tastes and budgets.

Whether you are looking for an investment property or a second home, Dubai is an ideal destination for Indian buyers. The city offers a safe and stable investment environment, a wide range of property options, and a favorable tax regime, making it the perfect place to invest in property. Moreover, with its convenient location and world-class infrastructure, Dubai is the ideal place to call home.


Investing in Dubai property is a wise decision for Indian buyers looking for a safe and stable investment. With its convenient location, world-class infrastructure, and wide range of property options. Dubai is the perfect destination for investing in property. Moreover, the city’s favorable tax regime makes it an attractive proposition for long-term investors.

However, if you are considering purchasing property in Dubai, be sure to factor in the costs associated with the purchase, such as the deposit, and the transfer fee. The difference in exchange rates. In addition, it is advisable to hire a real estate attorney to assist with the paperwork and ensure that the contract specifies the completion date.

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